Coverage for Cyber and Data Breaches

A data breach of any kind could be catastrophic for your firm, your reputation and your livelihood. Since 2013, we have included cyber liability and data breach response coverage (or, more commonly called “cyber liability insurance”) with base limits on every lawyers professional liability insurance policy at no additional charge. Because we know base limits may not be suitable for every firm, a firm may choose to increase their limits to better protect themselves at a fairly low cost.

Also, it’s important to know that your OAMIC cyber coverage not only includes first-party coverage for the law firm, but also third-party coverage to the firm’s clients. A short list of what’s included (subject to policy language) is below.

Policy Features


Included aggregate limits are based on the size of the firm but may be increased.


Deductible is based on the type of claim but is usually $0.

Cyber Extortion

Costs associated as a direct result of an extortion threat are covered.

Legal Forensic

The cost associated to investigate the source or cause of the event is covered.

Regulatory Defense and Penalties

Defense costs and penalties associated with a claim in the form of regulatory proceedings are included.

Crisis Management and Public Relations

Costs related to mitigating harm to the firm’s reputation are included.

You can apply to increase limits for Cyber Coverage by completing this PDF application: