Understanding Your Workers Compensation Policy

Understanding Your Workers Compensation Policy Most people are familiar with workers compensation coverage and what it commonly covers: benefits or lost wages resulting from an injury or disease sustained while performing work related duties. This part of your workers compensation insurance policy is generally referred to as “Part One,” “Part A” or “Coverage A” – the part that covers the worker’s actual compensation. The other part of you workers compensation insurance policy is called "Part Two,” “Part B” or “Coverage B”...

Do I need a workers compensation policy?

Do I need a workers compensation policy? A brief history of workers compensation insurance Before workers compensation insurance statutes were adopted by most states, injured workers could sue their employers to recover medical expenses, lost wages and other damages resulting from work-related injuries. Employees first had to prove the negligence of their employer in a lengthy, costly and ambiguous process. The employer would sometimes then retaliate, making the process even more difficult. The employer could claim the employee contributed to the accident,...

Do I Need an Office Package Policy?

Do I Need an Office Package Policy? Suppose a delivery person is bringing food to one of your employees, and he slips and falls on ice or the stairs on your property. You have enough money to replace the food, but do you have enough money set aside for liability resulting from broken bones or head injuries? How about a lawsuit or damages for pain and suffering? Even if your employees don’t order food and your office doesn’t have a delivery service,...

The Two Biggest Errors in Oil & Gas Practices

The Two Biggest Errors in Oil & Gas Practices According to the U.S. Energy Information Administration, Oklahoma is ranked fourth in the top oil-producing states in the country. Oil and gas is a rewarding business, not just for the country and state, but for attorneys who practice in this area. However, like with most resources that generate lucrative income, it comes with risks and requires complex knowledge and expertise. Unlike most countries, oil and gas resources in the U.S. are privately owned...

Criminal Malpractice Lawsuits May Be Fewer, but No Less Costly

Criminal Malpractice Lawsuits May Be Fewer, but No Less Costly Criminal defense malpractice lawsuits are not common and are significantly different from civil cases when proving malpractice. Apart from the difficulty involved in proving ineffective assistance of counsel, the plaintiff must first overturn the criminal conviction before pursuing the malpractice lawsuit. There is a huge burden of proof on the plaintiff to demonstrate they would have had a different outcome if not for the actions or inactions of the attorney. That’s...

Claims and Errors Trends: What You Should Know

Claims and Errors Trends: What You Should Know Below is information compiled from OAMIC’s claim data from 2009-2019 regarding common errors and claims. This information was originally prepared as part of the materials for the recent continuing education program Tales From the Trenches, but we've made it available here because everyone in Oklahoma’s legal community can benefit from knowing about claims in our state. Frequency by Practice Area Similar to national trends, claims from 2009-2019 were highest in plaintiff personal injury/property damage work....

PHIL’S CORNER: Moving Past Diversity to Inclusion

PHIL'S CORNER: Moving Past Diversity to Inclusion Co-written by Phil Fraim and Zindaba Tembo From Diversity to a Diverse Team Phil Fraim, President and CEO The topic of diversity and inclusion is an important one. However, it is also one that people have heard so many presentations about and been involved in so many educational or training sessions on that they have become weary or desensitized. That is not to infer this is a reasonable reaction, or even understandable. Rather, merely an observation based...

Remote Work: Risk Management in the Remote Work Environment

Remote Work: Risk Management in the Remote Work Environment The novel COVID-19 pandemic has created new working conditions for most of us. How we work and how we interact with each other has drastically changed over the past months. With new territories comes increased risk, some known and other risks are still unknown. Therefore, it is vital that lawyers continue to take precautions to minimize the risks of legal malpractice lawsuits while navigating the remote environment. Most of the claims reported during...

Remote Work: Productivity and Mental Health Tips

Remote Work: Productivity and Mental Health Tips Even as offices reopen, especially as COVID-19 cases continue to fluctuate across the country, many companies have adopted more flexible work from home policies, allowing employees to work outside the office more frequently and sometimes even on a regular schedule. Working from home comes with distractions like children, spouses, pets and access to TV and food, plus it presents challenges like slow Wi-Fi, distracting noises or software issues. This environment, coupled with negative headlines, social...

Why an Effective Calendaring System Is Important

Why an Effective Calendaring System Is Important Personal injury/property damage – plaintiff is the area of law with the most frequent legal malpractice lawsuits. Approximately 30% of the cases received in the past decade are personal injury/property damage-plaintiff cases. These cases include but are not limited to, product liability, medical malpractice and accident collisions. The most common types of errors usually result in a missed deadline. These errors include: Failure to know or ascertain deadline correctly, failure to react to calendar, failure...