PHIL’S CORNER: Employment Practices Liability Insurance, Even for Solos & Small Firms

PHIL'S CORNER: Employment Practices Liability Insurance, Even for Solos & Small Firms Did you know employment practices liability coverage (EPL) can be added to your lawyers professional liability (LPL) policy? Have you seriously considered it from a cost/benefit standpoint? The answer is obviously yes if your firm has added it, as about 47% of our insured firms have. If not, is it because you are uncertain about what it covers and the underlying exposure? In 2020, the EEOC received approximately 70,000...

Setting & Keeping Resolutions (or Other Goals)

Setting & Keeping Resolutions (or Other Goals) According to every survey out there, the top new year’s resolutions are fitness related – usually “lose weight” coupled with or followed closely by “exercise more.” Unfortunately, these are also the most abandoned resolutions too. Interestingly, it’s not just those types of resolutions though. They say somewhere around half of all resolutions are abandoned. Remarkably, one-third don’t even make it past January. In fact, a study by Strava even pinpointed Jan. 19 as...

PHIL’S CORNER: With A Little Help From Our Friends

PHIL'S CORNER: With A Little Help From Our Friends I know, now you will be singing that song – or at least that line – the rest of the day! With all the uncertainties the past couple of years, we are even more thankful for our insureds (friends) than ever before. That is appropriate for this time of year. One thing the pandemic has taught us out of necessity, even if not the desired method, is that we can accomplish a...

Ease Your Stress: Declutter!

Ease Your Stress: Declutter! We all know life at work can be stressful – projects piling up, deadlines to be met, time constraints to battle, human and technical interruptions. Then, add clutter to the mix and it’s no wonder we are stressed! You may not think clutter is a big factor, but it can add to our stress and affect our efficiency in a variety of ways. Psychologists and researchers have discovered that clutter is one of the leading factors that...

Do I Need an Office Package Policy?

Do I Need an Office Package Policy? Suppose a delivery person is bringing food to one of your employees, and he slips and falls on ice or the stairs on your property. You have enough money to replace the food, but do you have enough money set aside for liability resulting from broken bones or head injuries? How about a lawsuit or damages for pain and suffering? Even if your employees don’t order food and your office doesn’t have a delivery...

10 Tips for Avoiding the Scariest Thing in the World

10 Tips for Avoiding the Scariest Thing in the World For most lawyers, horror movie villains and things that go bump in the night can’t hold a candle to the heart-stopping, terrifying thought of a malpractice claim (or even a bar complaint). Because, while werewolves or menacing grifters chase unsuspecting teens through dark forests and haunted hallways, the sun eventually always comes up and the hero always makes it out. However, complaints or legal malpractice claims – even meritless ones...

Know the Risks: Being On Your Client’s Board of Directors

Know the Risks: Being On Your Client’s Board of Directors It can be very gratifying, both personally and monetarily, to be asked to serve on a client’s board of directors. It is also easy to understand why a client might make the request. The attorney may have worked closely with the company’s founders to create the business and will likely have a solid grasp of the company’s aims, the marketplace challenges it faces and its associations with industry partners, vendors,...

PHIL’S CORNER: Managing Your Clients’ Expectations

PHIL’S CORNER: Managing Your Clients’ Expectations A couple of things make it increasingly difficult to achieve client satisfaction in the provision of legal services. Starting out with a disgruntled client who is never happy and has already been to four other lawyers creates a mountain that is very difficult to climb. But, the other very tough situation is a client who begins with expected results that are probably impossible to ever obtain. What Do You Want? Several years ago, a very experienced...

Office Sharing and Avoiding the Risk of a Malpractice Claim

Office Sharing and Avoiding the Risk of a Malpractice Claim With the combined expense of actual office space, staff and equipment, many lawyers choose to enter into an office sharing arrangement as an economical way to hang out their shingle. Although there may be initial cost-saving benefits, there are disadvantages to sharing offices with other professionals, such as increased exposure to bar grievances or malpractice claims, disqualification motions, and imputed knowledge of confidential communications. The primary issues are avoiding misleading the...

9 Tips for Crafting Effective Emails

9 Tips for Crafting Effective Emails At a time when businesses have turned to emailing as the predominant mode of communication with clients, knowing how to write a professional and informative email that achieves your objective is critical. Writing an email is simple – but writing a professional and informative email encompasses the principles of style and structure. Clients and customers are inundated with a barrage of emails daily, and they often skim quickly through the list to determine which ones...