Claim Services

Report a Claim

OAMIC knows that merely thinking about a legal malpractice claim, much less being on the receiving end of one, can be an unnerving experience. That's exactly why we've made the process of claims reporting as easy and painless as possible. Here you’ll find a few simple steps for notifying us when something goes wrong.

What Should I Report

To utilize your insurance coverage, you must report a claim or incident in writing as soon as you become aware of it. 

A claim is a demand upon you for money damages relating to alleged damages as a result of your legal services. This would include, but is not limited to, the receipt of a summons and petition.

An incident is any circumstance, act, error or omission that reasonably could be expected to be the basis of—or lead to a claim or suit—covered by your insurance policy. This includes any notice, advice and/or threat, written or verbal, that an entity intends to hold you responsible for any alleged error or omission. 

As the insured, you need to report an incident regardless of the client's knowledge or action in the matter and regardless of whether or not you believe it has merit.

Know When to Report

Your OAMIC policy requires you to report any act or omission that might reasonably lead to a claim against you. This is a broad requirement. OAMIC policyholders must report both actual and potential claims.

Some problems obviously call for reporting such as missed deadlines. Other instances should also be reported such as a default judgment entered against your client; threatening or complaining letter from client; or bar grievance filed.

Other situations are less obvious. However, OAMIC policyholders must report both meritorious and groundless claims. Even though you haven't yet been sued, you must still report the matter. When in doubt, report.

Report Promptly

You should report a claim or a potential claim to OAMIC as early as possible, for two reasons: incidents that are reported early can frequently be repaired, and late reporting may result in coverage problems under your policy. 

The easiest way to initiate the claims reporting process is to call our claims staff at 405-471-5380 or 800-318-7505. This call must be followed by a written report.

You will be asked to complete a form and to provide a narrative that summarizes the nature of your representation and the circumstances of the allegations. You might also be asked to meet with us or to provide a complete copy of the case file.

Cooperate in Your Defense

Your cooperation in the claims process is not just a good idea, it is required by your policy. In fact, lack of cooperation could result in loss of coverage.

At OAMIC, your policy includes the service of a dedicated claims staff. We are here to help you. Call when you have a question about an actual or potential claim. Remember, we're on your team.

What Happens Next

When a claim is reported to OAMIC, it is immediately reviewed to determine if the error can be corrected or the damage mitigated in any way. 

An experienced team of professionals including our in-house claims staff and outside counsel work side-by-side with our insured attorneys. When you make a claim, we will quickly assess the situation and develop an appropriate strategy. You remain a vital part of the process. With your knowledge of the client, the circumstances and the substantive area of law, we will work toward the right solution.

The key to your claim is timely reporting. The sooner we know about a problem, the sooner we can help you fix it. 

Many claims and incidents never become lawsuits. If they do, we will work closely with you and the defense attorney we choose to represent you. Your defense attorney and our claims staff are available to answer questions whenever you need them.

Notice of Incident or Claim Form

Claimant Information
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